Terms & Conditions

Last updated: June 2026

1. Acceptance of Terms

By using the VitalGrant.ai platform ("Service"), you agree to these Terms and Conditions. If you do not agree, please do not use the Service.

2. Services Provided

VitalGrant.ai provides licensed insurance brokerage services. We help clients find, compare, and enroll in health, life, dental, vision, Medicare, and ancillary insurance products. We are not an insurance carrier — we are a licensed agency.

3. No Guarantee of Coverage

Completing an application on this platform does not guarantee coverage approval. Final enrollment is subject to carrier approval and eligibility verification.

4. Accuracy of Information

You agree to provide accurate and truthful information. Providing false information may result in denial of coverage and may constitute insurance fraud, which is a federal and state crime.

5. Agent Authorization

By submitting an application, you authorize VitalGrant.ai and its licensed agents to act as your agent of record for the purposes of enrolling you in health insurance plans and ancillary products.

6. Communication Consent

By providing your phone number and email, you consent to receive calls, texts, and emails from VitalGrant.ai regarding your application and available products. Message and data rates may apply.

7. Limitation of Liability

VitalGrant.ai is not liable for decisions made by insurance carriers, changes in plan benefits, or government policy changes affecting ACA subsidies or Medicare.

8. Contact

VitalGrant.ai | 561-978-1034