ACA Premium Tax Credit

Browse available ACA Marketplace premium tax credit programs and see if you qualify.

Premium Tax Credit

Up to $6,400/month

Lower your monthly health insurance premium costs based on your income and household size. Available for individuals and families who purchase coverage through the Marketplace.

Income: $14,580 – $58,320Household: 1–4Deadline: 2025-01-15

Enhanced ACA Subsidy (ARPA Extended)

Premium Tax Credit

Variable — no income cap

Additional premium tax credits for households earning above 400% FPL, originally introduced by the American Rescue Plan and extended through 2025.

Income: $58,320 – $120,000Household: 1–6Deadline: 2025-12-31

Browse ACA Plans in Your Area

Enter your details below to compare real marketplace plans with your subsidy savings applied — no need to leave the page.

Browse & Compare Health Plans

Compare real ACA marketplace plans with your subsidy savings applied. Click any plan for full details or add two plans to compare side-by-side.

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Annual Income ($)

Household Size

Date of Birth

Current Monthly Premium (optional — for savings comparison)

Uses tobacco products